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How to make your Holiday Home guests feel welcome
Even in a more high-end hotel, the accommodation can feel a little more like you’re on a business trip than a “home-away-from-home”, and for that reason, more and more holidaymakers in the UK have turned to staying in holiday homes instead. The unique characteristics and lived-in atmosphere can help create memories in themselves, rather than […]Read more
Managing an Unoccupied Commercial Building
With a number of companies in the UK now considering remote working to be a long-term solution, the number of commercial premises sitting empty is on the rise. As with residential property, an unoccupied building is likely to have an increased risk of theft, vandalism, and escape of water, in particular, all issues that would […]Read more
Issues with Listed Building insurance
Listed Buildings are considered to be a precious part of the nation’s heritage, and often, a unique building will need some form of unique cover. Listed Property owners can experience problems finding cost-effective insurance, especially when dealing with policy restrictions that may be very difficult for them given the type of property. A Listed Building […]Read more
What are the cheapest cars to insure for previously convicted drivers?
Part of the makeup of an insurance premium is the risk that an insurance company perceives a driver may be, and it’s worth remembering that they aren’t just covering the car they’re insuring, but also any damage the driver may cause to other people, vehicle, or property. Therefore if you have had a previous driving […]Read more
Insuring your bike and keeping it safe
While COVID-19 has had a negative impact on most industries, the sale of home gym equipment and pedal bikes has been on the rise as a great way to keep yourself in shape during a lockdown. A bike has a dual purpose, it can be used out on the road, and provided you have space, […]Read more
COVID-19 Brings Down Motor Insurance Premiums
Following the release of data analytics company Consumer Intelligence’s “car insurance price index” in 2020, it is clear that premiums are on the decline The key statistics Car Insurance Premiums have fallen by 2.5% from June to December 2020 The average motor premium is now £816 All age groups and UK regions are seeing decreases […]Read more
Government proposes future resilience measures for Flood Re
Following a UK government announcement on the 1st February 2021, Flood Re has welcomed plans to consider proposals made to provide further support for flood resilience measures, including changes to the reinsurer’s own operations. A consultation was launched shortly after in response to widespread flooding caused from Storms Bella and Christoph. The proposed changes, first […]Read more
Obtaining insurance for Electric Vehicles (EVs) in the UK
At the time of writing, electric cars command some of the highest average car insurance premiums on the market. This comes down to the replacement cost of vehicles that are uneconomical to repair (i.e. a write-off), and the additional cost of the specialist equipment required to repair an electric vehicle in the event of an […]Read more
What is a Listed building?
Whether or not a property classes as a Listed building isn’t necessarily about their size, or purchase price, and the definition can stretch all the way from mansions to small, single bedroom cottages. It is determined by the historical significance of the building, and protecting the part of history that it represents is considered to […]Read more
Unoccupied property insurance – Do you need it?
If a property is going to be unoccupied for more than 30 days at any one time, the answer here is probably yes, you do need unoccupied property insurance. At the very least, you may need to have a conversation with your insurer to check they are still able to cover you, and any restrictions […]Read more