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Why do you need specialist insurance if a home is unoccupied?
Specialist insurance is required for unoccupied homes due to the increased risks associated with properties that are vacant for an extended period. Here are some reasons why specialized insurance is necessary for unoccupied homes: Increased Risk of Damage: Unoccupied homes are more susceptible to certain risks, such as vandalism, theft, fire, water damage, or structural […]Read more
Why are Range Rovers so expensive to insure?
Range Rovers tend to be more expensive to insure for several reasons: High value: Range Rovers are luxury vehicles with a high market value. Insuring a luxury car generally comes with a higher premium because the cost to repair or replace parts in case of damage or theft is typically more expensive. Repair costs: […]Read more
What insurers consider on properties with subsidence – An insight
If you’re trying to obtain insurance for a property that has a history of subsidence, you will find you’re asked a number of extra questions about the history of the property. You may also be asked to provide certain documents to help support the history.In this article, we will attempt to explain how these details […]Read more
Burglar alarms and the effect on home insurance
If you’re searching for home insurance, you can expect to be asked about burglar alarms as part of the company’s question set. This is usually the case even if you’re not trying to insure your contents. If insurance companies are so interested, you might be wondering if an alarm would be a sound investment, and […]Read more
Calculating a home’s rebuild cost
When searching for Home Insurance, one of the questions you will always be asked on the buildings side is what the rebuild cost of your property is. Insurance companies do not have the expertise to decide this for you, so the onus is on you to provide a sufficient figure. The rebuild cost is particularly […]Read more
What does unoccupied property insurance cover?
Although some homeowners don’t realise, a buildings policy will cover for a period of unoccupancy, but only for a period of time, usually 30-45 days. This allows for weekends away, holidays, or the period of switching over between tenants if you rent your home. For holiday homes and holiday lets, it is again rare that […]Read more
How to insure and protect your empty house
There are a number of reasons why you might be left with an empty house. This can include properties going through probate, a property undergoing a sale, a second home, or a holiday home. It could also include a let property that is between tenants and is unlikely to be occupied again for a couple […]Read more
Feefo Platinum Trusted Service Award Winners 2022
GSI Insurance Services (Southern) Ltd. is proud to announce that we have received the Platinum Trusted Service Award from Feefo for the second year in a row. “The Trusted Service Award is a recognized symbol of trust, helping customers click with confidence.” – Feefo. The Platinum Award is awarded to companies that have achieved a […]Read more
Christmas and New Year Opening Hours 2021
As we move into the festive period, please note the changes to our opening hours as follows: 10th December 9am – 5pm Christmas Eve 9am – 2pm 25th – 28th December CLOSED 29th – 30th December 9am – 7pm New Year’s Eve 9am – 2pm 1st – 3rd January CLOSED Normal office hours (9am – 7pm on weekdays, […]Read more
Green Card Update
Following the UK decision to leave the European Union (EU), since 1 January 2021, a valid Green Card has been required for all vehicles and trailers traveling to the European Economic Area (EEA). From 2 August 2021, the European Commission has agreed that the UK is now able to participate in the “Green Card Free […]Read more