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Who needs unoccupied property cover?
Sometimes a property might sit unoccupied for a period of time. Whether you’re an owner-occupier or landlord letting your property, once it’s unoccupied you should be considering the insurance implications carefully. What is unoccupied property? At GSI Insurance, we know that properties can become unoccupied for any one of many reasons: you’re taking an extended […]Read more
Getting your home ready for winter
Every year, most of us dread the arrival of winter. That might be even more the case when we’ve just had one of those much-loved traditional British summers! More seriously, it’s a time of year when we need to start thinking about preparing our property for the ravages of the weather to come. Here are […]Read more
Young drivers’ car insurance – explained
Not all younger drivers drive in the same way. Not all insurers see younger drivers in the same way either! So, in what follows we’ll be trying to explain why there is even any discussion of “younger drivers” within motor insurance and such a thing as young drivers’ car insurance. Do please remember though that […]Read more
Landlords: Unoccupied property insurance explained
The bane of any landlord’s life is a void. Voids occur when it is difficult to find your first tenants if you are new to the buy to let business, but may also occur during the interval between your current tenants coming to the end of their tenancy and you identifying suitable replacements. Tenancy voids […]Read more
What insurance does your business need?
How important is the need to insure your business and its assets? Do you need the cover at all? After all, you are probably contending with a whole raft of overhead costs already and business insurance simply adds to that burden. As the chairman of the Federation of Small Businesses (FSB) told the Guardian newspaper […]Read more
Tips on getting cheaper home insurance
The cost of your home insurance premiums is likely to increase over the next 12 months, warns the Money Saving Expert in an August update to its website. In a world of rising prices, we are all probably on the lookout for cheaper home insurance, but the real trick is to find the cover that […]Read more
What’s the point? Most drivers know the law well enough to understand that offences such as using a mobile in one hand whilst trying to steer with the other, or driving without insurance are definite no-nos. The transgressions are just that – criminal offences which are going to earn you penalty points on your licence, […]Read more
Let property insurance explained
Increased government regulation and a tighter taxation regime may have appeared to take the wind out the sails of the buy to let industry recently. Increased operating expenses – even with the competitively priced landlord insurance we are able to offer here at GSI Insurance – is discouraging newcomers from entering the market and prompting […]Read more
Violent storms and floods – welcome to a very British summer!
Reports by the BBC on the 29th of May 2017, showed us once again the unpredictable nature of our weather and the fact that violent storms and floods are every bit a part of a very British summer. The photographs used to illustrate the BBC’s coverage of the events at the end of May – […]Read more
Getting the most appropriate insurance for your performance car
Performance cars come in all shapes and sizes. Indeed, you might be hard pressed to pin a definition on just what makes a performance car, since the possibilities are almost endless. The motoring magazine Auto Express, for example, seems to cast an especially wide net in its search for performance car bargains – in a […]Read more