An unoccupied commercial property, whether it’s a shop, office, pub, restaurant, hotel or bed and breakfast, for example, can often be more difficult to insure than if they were being used. We can search our panel of unoccupied commercial property insurance providers to find you our cheapest quote with a level of cover that best suits your needs.

While you would usually expect to pay more for an unoccupied building compared to one that is used and occupied every day, increased flexibility in timeframe and cover means that you can control your cost and arrange a policy that is specific for your plans, requirements and timeframe.

Call us on 0800 612 9376 for a free quote now, or click to get a quote online.

Some of the benefits we can offer:

• A choice of cover levels depending on your requirements
• 3, 6, 9 or 12 month policies
• Public liability cover up to £10 million
• Policies may be adjustable when the property becomes occupied
• Cover for properties undergoing renovations
• Multiple premises discounts
• Part occupied, part unoccupied buildings can be covered
• A mix of commercial and residential unoccupied can be catered for

Understanding Unoccupied Commercial Property Insurance

For a number of reasons, a commercial property may have to remain unoccupied for a period of more than 30 days, and when that happens it usually needs to be covered by commercial unoccupied property insurance, otherwise any claims that have to be made may be covered.

In some instances, the current policy may continue to cover you, but generally it is on a far more restricted level than it was before, which may not be enough for what you require.

As experts in providing non-standard and unoccupied insurance policies, GSI Insurance Services (Southern) Ltd can help you find an affordable insurance policy for an unoccupied commercial property quickly and easily. With our assistance, you can rest assured that the property is protected, no matter how long it remains empty.

*Our lines are open 9am-7pm Monday to Friday and 9am-2pm Saturday.