Our specialist holiday home insurance providers are aware that you will not inhabit your property all of the time, but will still provide full cover while your holiday home is unoccupied. That can include accidental damage cover and alternative accommodation as an example. We can also provide you with the flexibility of letting out your property to other holiday-makers if you choose, and cover for loss of rent can be included as part of this.

Holiday home insurance is not quite the same as standard home insurance, as the property isn’t stayed in overnight on a daily basis, which is definitely something that needs to be disclosed to an insurance company. Make sure that if your use changes throughout the year, you let your company know right away. Generally, holiday home policies allow for up to 30 days unoccupied at any one time before additional terms are applied.

GSI Insurance Services (Southern) Ltd. also have the ability to insure European Holiday Homes, incorporating Spain, Italy, France and Northern Ireland holiday homes to name a few. As with our UK holiday home insurance, this can include the full range of cover, and can be tailored to suit your requirements. Please note that we are only able to offer Subsidence cover in the UK, Spain and Portugal.

All holiday home policies are tailored and administered by our highly experienced staff. We are also able to offer substantial second policy discounts for insuring your main home, car insurance or travel insurance with us at the same time, so it is definitely worth taking full advantage as and when the policies come up for renewal.

CALL US NOW* at our Whitstable office on 0800 612 9376 and see how much you can save! Alternatively, click below and fill in your details on our Online Quote Form.

*Our lines are open between 9am and 7pm Monday to Friday and between 9am and 2pm on Saturdays.