It is a legal requirement that if you employ one or more people, that you must have Employers Liability Insurance in place. This includes full or part time staff, voluntary employees and contractors or sub-contractors.
If an employee has an accident or becomes ill because of their work they could sue the company for compensation under Employers Liability Insurance.
In the majority of cases if you employee people and do not have Employers Liability for at least £5 million you could be prosecuted or fined.
At GSI Insurance Services (Southern) Ltd we sell Employers Liability cover in conjunction with a Public Liability Policy in the vast majority of cases.
The levels of cover we can offer for Employers liability insurance are:
- Up to £10 million to cover claimants damages and costs
- 24 hour advice lines for health and medical assistance, Legal advice and stress counselling
- Temporary Employees Extension (up to 50 working days)