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Category: Subsidence insurance

Subsidence Insurance & Certificates of Structural Adequacy

As specialists in providing subsidence insurance, we see a wealth of documentation that can help an insurer decide whether or not to provide cover in the future. These can include Home Buyers Reports, Full Structural Surveys, Certificates of Completion or a Guarantee of Works to name a few. One of the most common, and also […]

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Subsidence insurance – What is it?

Subsidence is a geological condition that results in ground falling away downwards or “subsiding”. A related condition is called “heave”, which entails the ground rising up. Subsidence insurance is a specialist product that can’t necessarily be arranged as easily as standard house insurance. Both can result in major structural damage to buildings on the ground […]

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Finding affordable subsidence insurance

We’ve found in the past that certain subsidence-related questions are fairly commonplace, including how to find cost-effective subsidence insurance. They include: what exactly is subsidence; how can it be fixed; why do I need insurance against it; where can I find affordable subsidence insurance? Here, we’ll try and deal with each of those in turn. […]

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What is subsidence insurance?

Subsidence – it might possibly be any property owner’s worst nightmare as an article suggests. Putting right the problems caused by subsidence may prove very expensive and leave the property uninhabitable during the remedial works, and it requires specialist subsidence insurance going forward. To cap it all, though, many home, landlord and small business property […]

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Protecting your home against the elements, flood and subsidence

The storms and severe weather of winter are probably not blown out yet. There may be still more to come – and with them the very real risk of damage to your home. Some of that damage may become immediately apparent and some of it stored up for later, for longer-standing issues such as subsidence. […]

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Spotting the signs of subsidence

The word subsidence is guaranteed to strike terror into the hearts of many owners – and with good reason. It can cause major damage to property and sometimes even require the total demolition of the property concerned. What is subsidence? Subsidence just means a ‘falling away’ – usually of the ground. It doesn’t necessarily have […]

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Protecting your home against the weather

Come sunshine or rain, and at any time of the year, there is always good reason to be protecting your home against the weather. The damage which might be done by storms, freezing conditions or even droughts in summer time frequently result in structural damage This might cost you a substantial amount to repair, so […]

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What to do about subsidence

Subsidence is likely to be any property owner’s worst nightmare. The damage it causes and the invariable expense of putting things right makes it a special concern and case in point when it comes to home building insurance. A story in the Guardian newspaper on the 20th of February 2016, for example, details a number […]

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Subsidence insurance specialists

It is not just storm damage or flooding that poses a risk to your property during the worst of this winter’s storms. Recent reports by the BBC, for example, are just a few of the nationwide coverage that storm Barney and storm Desmond have caused. Of course homeowners in the affected regions are concerned about […]

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What is subsidence insurance?

Subsidence insurance may help protect your home against possibly one of the most serious risks it might face. To understand just how it does this, it might be helpful briefly to describe the threat. What is subsidence? Building subsidence refers to the disturbance and possible collapse of the foundations on which the structure is built. […]

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