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Category: Car Insurance

Green Card Update

Following the UK decision to leave the European Union (EU), since 1 January 2021, a valid Green Card has been required for all vehicles and trailers traveling to the European Economic Area (EEA). From 2 August 2021, the European Commission has agreed that the UK is now able to participate in the “Green Card Free […]

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Just Passed Car Insurance

(& why is car insurance so expensive for young drivers?) If you’re reading this, chances are you or someone in your family has recently passed their driving test. From all of us at GSI Insurance Services (Southern) Ltd., we would like to say congratulations on such an incredible achievement, and best of luck with your […]

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What are the cheapest cars to insure for previously convicted drivers?

Part of the makeup of an insurance premium is the risk that an insurance company perceives a driver may be, and it’s worth remembering that they aren’t just covering the car they’re insuring, but also any damage the driver may cause to other people, vehicle, or property. Therefore if you have had a previous driving […]

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COVID-19 Brings Down Motor Insurance Premiums

Following the release of data analytics company Consumer Intelligence’s “car insurance price index” in 2020, it is clear that premiums are on the decline The key statistics Car Insurance Premiums have fallen by 2.5% from June to December 2020 The average motor premium is now £816 All age groups and UK regions are seeing decreases […]

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Obtaining insurance for Electric Vehicles (EVs) in the UK

At the time of writing, electric cars command some of the highest average car insurance premiums on the market. This comes down to the replacement cost of vehicles that are uneconomical to repair (i.e. a write-off), and the additional cost of the specialist equipment required to repair an electric vehicle in the event of an […]

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Motor Insurance and Brexit

Last Updated 11th January 2021 – 15:30 At 11pm on 31st January 2020, the UK formally left the European Union (EU) and entered into a transition period, which ended as of the 31st December 2020. During the transition period very little changed, including travel to the EU, so there was no need to take any additional steps, […]

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Watch out for the Ghost Broking scam

Once again, news has come of yet another car insurance scam as ghost broking becomes more prevalent. At GSI Insurance we are committed to providing our customers with excellent and appropriate car insurance and as part of that, we feel obliged to draw this scam to your attention as a warning. How it works The basic […]

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Footwear when driving your car – Make the right choice

Surprising as it may seem, your footwear when driving your car may be a legal issue, as well as as an insurance one. The law It is important to say at the outset that the law in the UK does not attempt to dictate what shoes you wear whilst driving a motor vehicle. Therefore, there […]

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UK motorists to save £35 on car insurance

The government is planning to introduce legislation shortly which may result in the typical driver saving £35.00 on their car insurance. This is all relating to claims for “whiplash injury” and related soft-tissue damage following car accidents. The facts Over recent years, so-called whiplash injury has become a highly controversial subject in the UK. The […]

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What your car insurance may not cover

It’s sometimes assumed that if you have purchased comprehensive car insurance, then virtually all risks are covered by the policy. In fact, almost all insurance policies of whatever type will carry certain conditions and exclusions. That applies as much to car insurance cover, as any other form of policy. There are though some things that […]

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